/* ======================================================
   PAGES.CSS — All page-specific styles
====================================================== */

/* -----------------------------------------------
   HERO (HOME)
----------------------------------------------- */
.hero {
  position: relative;
  min-height: 100svh;
  min-height: 90vh;
  display: flex; align-items: center;
  overflow: hidden; color: #fff;
}
.hero-media {
  position: absolute; inset: 0; z-index: 0;
}
.hero-bg-img {
  width: 100%; height: 100%; object-fit: cover;
}
.hero-overlay {
  position: absolute; inset: 0;
  background:
      linear-gradient(to bottom, rgba(2,6,23,0.42) 0%, rgba(2,6,23,0.22) 30%, rgba(2,6,23,0.38) 100%);
   z-index: 1;
}
.hero-content-wrap { position: relative; z-index: 2; width: 100%; padding: 2rem 0; }
.hero-content { max-width: 700px; }
.hero-badge {
  display: inline-block; padding: 0.4rem 1rem;
  border-radius: 999px; background: rgba(255,255,255,0.18);
  border: 1px solid rgba(255,255,255,0.3);
  font-size: var(--fs-xs); font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.08em;
  color: rgba(255,255,255,0.9); margin-bottom: 1.2rem;
}
.hero-content h1 { color: #fff; font-size: var(--fs-hero); margin-bottom: 1rem; }
.hero-content p { color: rgba(255,255,255,0.87); font-size: var(--fs-lg); max-width: 560px; margin-bottom: 2rem; }
.hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; }

/* -----------------------------------------------
   HOME: ABOUT SECTION
----------------------------------------------- */
.home-about { padding: clamp(3rem, 7vw, 5rem) 0; background: #fff; }
.home-about-grid {
  display: grid; grid-template-columns: 1.1fr 0.9fr;
  align-items: center; gap: 4rem;
}
.about-visual {
  position: relative; border-radius: var(--radius-xl);
  overflow: hidden; aspect-ratio: 4/3;
}
.about-visual img { width: 100%; height: 100%; object-fit: cover; }
.about-exp-badge {
  position: absolute; bottom: 1.5rem; left: 1.5rem;
  background: var(--color-primary); color: #fff;
  padding: 1rem 1.4rem; border-radius: var(--radius-lg);
  text-align: center; box-shadow: var(--shadow-md);
}
.about-exp-badge strong { font-size: 2rem; font-weight: 800; display: block; }
.about-exp-badge span { font-size: 0.8rem; opacity: 0.85; }

@media (max-width: 992px) {
  .home-about-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .about-visual { max-width: 480px; margin: 0 auto; }
}



/* -----------------------------------------------
   HOME: SERVICE CARDS
----------------------------------------------- */
.services-preview { padding: clamp(3rem, 7vw, 5rem) 0; background: var(--color-section-alt); }
.services-preview-header { margin-bottom: var(--space-6); }

.service-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-4); }

.service-card {
  background: #fff; border-radius: var(--radius-lg);
  padding: var(--space-5); box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
  border-top: 4px solid var(--color-primary);
}
.service-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.service-icon {
  width: 52px; height: 52px; border-radius: 50%;
  background: var(--color-primary-light);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; margin-bottom: 1rem;
}
.service-card h3 { font-size: var(--fs-lg); margin-bottom: 0.75rem; }
.service-card ul { list-style: disc; padding-left: 1.1rem; margin-bottom: 1.2rem; }
.service-card li { font-size: var(--fs-sm); color: var(--color-text); margin-bottom: 0.4rem; }

@media (max-width: 992px) { .service-cards { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 580px) { .service-cards { grid-template-columns: 1fr; } }

/* -----------------------------------------------
   HOME: WHY CHOOSE US
----------------------------------------------- */
.why-choose { padding: clamp(3rem, 7vw, 5rem) 0; background: #fff; }
.why-choose-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; }
.why-choose-list { margin-top: var(--space-4); }
.why-item {
  display: flex; gap: 1rem;
  padding: 1rem 0; border-bottom: 1px solid var(--color-border);
}
.why-item:last-child { border-bottom: none; }
.why-icon { width: 36px; height: 36px; border-radius: 50%; background: var(--color-primary-light); color: var(--color-primary); font-size: 1rem; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.why-item h4 { margin: 0 0 0.25rem; font-size: var(--fs-md); }
.why-item p { margin: 0; font-size: var(--fs-sm); color: var(--color-muted); }
.why-visual { border-radius: var(--radius-xl); overflow: hidden; aspect-ratio: 1; }
.why-visual img { width: 100%; height: 100%; object-fit: cover; }

@media (max-width: 992px) {
  .why-choose-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .why-visual { display: none; }
}

/* -----------------------------------------------
   HOME: BANK EXPOSURE STRIP
----------------------------------------------- */
.bank-strip { background: var(--color-primary-dark); color: #fff; padding: clamp(2.5rem, 6vw, 4rem) 0; }
.bank-strip h2 { color: #fff; margin-bottom: 0.5rem; }
.bank-strip p { color: rgba(255,255,255,0.8); margin-bottom: var(--space-4); max-width: 600px; }
.bank-highlights { display: flex; flex-wrap: wrap; gap: 1rem; margin-bottom: var(--space-4); }
.bank-tag {
  display: inline-block; padding: 0.4rem 1rem;
  background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.25);
  border-radius: 999px; font-size: var(--fs-xs); color: rgba(255,255,255,0.9);
}


.btn-icon{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
}

.btn-icon svg{
  width: 18px;
  height: 18px;
  stroke: currentColor;
}

/* -----------------------------------------------
   HOME: ENQUIRY FORM
----------------------------------------------- */
.enquiry-section { padding: clamp(2.5rem, 6vw, 4rem) 0; background: var(--color-section-alt); }
.enquiry-form-wrap { max-width: 800px; margin: 0 auto; }
.form-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.form-row-full { grid-column: 1 / -1; }
.btn-submit {
  background: var(--color-primary); color: #fff;
  padding: 0.8rem 2.5rem; border-radius: var(--radius-md);
  font-size: var(--fs-md); font-weight: 600; cursor: pointer;
  transition: background var(--transition), transform var(--transition);
  border: none;
}
.btn-submit:hover { background: var(--color-primary-dark); transform: translateY(-1px); }
@media (max-width: 700px) { .form-row { grid-template-columns: 1fr; } }

/* -----------------------------------------------
   ABOUT PAGE
----------------------------------------------- */
.about-overview { padding: clamp(3rem, 7vw, 5rem) 0; }
.about-overview-grid { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 4rem; align-items: start; }

.proprietor-card {
  background: var(--color-primary);
  color: #fff; border-radius: var(--radius-xl);
  padding: var(--space-5); box-shadow: var(--shadow-md);
  position: sticky; top: 100px;
}
.proprietor-card .prop-name { font-size: var(--fs-xl); font-weight: 700; color: #fff; margin-bottom: 0.25rem; }
.proprietor-card .prop-qual { color: rgba(255,255,255,0.8); font-size: var(--fs-sm); margin-bottom: 1.5rem; }
.prop-roles { list-style: disc; padding-left: 1.2rem; margin-bottom: 1.5rem; }
.prop-roles li { font-size: var(--fs-sm); color: rgba(255,255,255,0.85); margin-bottom: 0.5rem; }
.prop-creds { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.prop-cred-tag {
  padding: 0.3rem 0.75rem; border-radius: 999px;
  background: rgba(255,255,255,0.18); border: 1px solid rgba(255,255,255,0.3);
  font-size: var(--fs-xs); color: #fff;
}

@media (max-width: 992px) {
  .about-overview-grid { grid-template-columns: 1fr; }
  .proprietor-card { position: static; }
}

.about-services-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-4);
}
.about-service-item {
  background: #fff; border-radius: var(--radius-lg);
  padding: var(--space-4); box-shadow: var(--shadow-sm);
  border-top: 3px solid var(--color-primary);
}
.about-service-item h4 { color: var(--color-primary); margin-bottom: 0.75rem; }
.about-service-item ul { list-style: disc; padding-left: 1.1rem; }
.about-service-item li { font-size: var(--fs-xs); color: var(--color-text); margin-bottom: 0.35rem; }

@media (max-width: 992px) { .about-services-grid { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 580px) { .about-services-grid { grid-template-columns: 1fr; } }

/* -----------------------------------------------
   SERVICES PAGE
----------------------------------------------- */
.services-nav {
  background: #fff; border-bottom: 1px solid var(--color-border);
  position: sticky; top: 80px; z-index: 100;
}
.services-nav-inner {
  display: flex; gap: 0; overflow-x: auto;
  scrollbar-width: none;
}
.services-nav-inner::-webkit-scrollbar { display: none; }
.services-nav-link {
  padding: 1rem 1.5rem; font-size: var(--fs-sm);
  font-weight: 600; color: var(--color-text);
  border-bottom: 3px solid transparent;
  white-space: nowrap; transition: all var(--transition);
}
.services-nav-link:hover, .services-nav-link.is-active {
  color: var(--color-primary); border-bottom-color: var(--color-primary);
}

.service-section { padding: clamp(3rem, 6vw, 4rem) 0; }
.service-section:nth-child(even) { background: var(--color-section-alt); }
.service-section-inner { display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 4rem; align-items: start; }
.service-section-inner.reverse { direction: rtl; }
.service-section-inner.reverse > * { direction: ltr; }

.service-section-visual { border-radius: var(--radius-xl); overflow: hidden; aspect-ratio: 4/3; }
.service-section-visual img { width: 100%; height: 100%; object-fit: cover; }

.service-bullets { list-style: disc; padding-left: 1.2rem; margin: 1rem 0 1.5rem; }
.service-bullets li { margin-bottom: 0.5rem; font-size: var(--fs-sm); }

.service-cta-box {
  background: var(--color-primary-light);
  border: 1px solid var(--color-border);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
  padding: 1.2rem 1.5rem;
  display: flex; align-items: center; gap: 1rem; flex-wrap: wrap;
}
.service-cta-box p { margin: 0; font-size: var(--fs-sm); font-weight: 500; }

@media (max-width: 992px) {
  .service-section-inner, .service-section-inner.reverse {
    grid-template-columns: 1fr; direction: ltr;
  }
  .service-section-visual { display: none; }
}

/* -----------------------------------------------
   PEOPLE PAGE
----------------------------------------------- */
.people-profile {
  display: grid; grid-template-columns: 0.7fr 1.3fr;
  gap: 4rem; align-items: start; padding: clamp(3rem, 7vw, 5rem) 0;
}
.profile-card-wrap { position: sticky; top: 100px; }
.profile-card {
  background: var(--color-primary); color: #fff;
  border-radius: var(--radius-xl); padding: var(--space-5);
  text-align: center; box-shadow: var(--shadow-lg);
}
.profile-avatar {
  width: 100px; height: 100px;
  border-radius: 50%; background: rgba(255,255,255,0.18);
  border: 3px solid rgba(255,255,255,0.4);
  display: flex; align-items: center; justify-content: center;
  font-size: 2.5rem; margin: 0 auto 1.2rem;
}
.profile-card h2 { color: #fff; font-size: var(--fs-xl); margin-bottom: 0.25rem; }
.profile-card .qual { color: rgba(255,255,255,0.8); font-size: var(--fs-sm); margin-bottom: 1.5rem; }
.profile-tags { display: flex; flex-wrap: wrap; gap: 0.5rem; justify-content: center; }
.profile-tag {
  padding: 0.3rem 0.75rem; background: rgba(255,255,255,0.18);
  border: 1px solid rgba(255,255,255,0.3); border-radius: 999px;
  font-size: var(--fs-xs); color: #fff;
}

.profile-details h2 { font-size: var(--fs-xxl); margin-bottom: 0.5rem; }
.expertise-list { list-style: disc; padding-left: 1.2rem; }
.expertise-list li { margin-bottom: 0.4rem; font-size: var(--fs-sm); }

.values-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-4); margin-top: var(--space-4); }
.value-item {
  background: var(--color-white); border-radius: var(--radius-lg);
  padding: var(--space-4); box-shadow: var(--shadow-sm);
  border-top: 3px solid var(--color-accent);
}
.value-item h4 { color: var(--color-primary); font-size: var(--fs-md); margin-bottom: 0.5rem; }
.value-item p { font-size: var(--fs-sm); color: var(--color-muted); margin: 0; }

@media (max-width: 992px) {
  .people-profile { grid-template-columns: 1fr; gap: 2.5rem; }
  .profile-card-wrap { position: static; }
  .values-grid { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 580px) { .values-grid { grid-template-columns: 1fr; } }

/* -----------------------------------------------
   CONTACT PAGE
----------------------------------------------- */
.contact-layout {
  display: grid; grid-template-columns: 1fr 1.5fr;
  gap: 4rem; padding: clamp(3rem, 7vw, 5rem) 0;
  align-items: start;
}
.contact-card {
  background: var(--color-primary); color: #fff;
  border-radius: var(--radius-xl); padding: var(--space-5);
  position: sticky; top: 100px;
}
.contact-card h3 { color: #fff; margin-bottom: 1.5rem; }
.contact-detail { display: flex; gap: 1rem; margin-bottom: 1.2rem; align-items: flex-start; }
.contact-detail-icon { font-size: 1.3rem; flex-shrink: 0; margin-top: 0.1rem; }
.contact-detail-info { flex: 1; }
.contact-detail-info strong { color: rgba(255,255,255,0.75); font-size: var(--fs-xs); text-transform: uppercase; display: block; margin-bottom: 0.3rem; }
.contact-detail-info a, .contact-detail-info p { color: #fff; font-size: var(--fs-sm); margin: 0; }
.contact-detail-info a { display: block; margin-bottom: 0.2rem; }
.contact-detail-info a:hover { color: var(--color-accent); }

.map-placeholder {
  background: rgba(255,255,255,0.1);
  border-radius: var(--radius-md); padding: 1.5rem;
  text-align: center; margin-top: 1.5rem;
  font-size: var(--fs-sm); color: rgba(255,255,255,0.75);
}
.map-placeholder a { color: var(--color-accent); text-decoration: underline; }

@media (max-width: 992px) {
  .contact-layout { grid-template-columns: 1fr; gap: 2.5rem; }
  .contact-card { position: static; }
  .location-map iframe{ width: 100%;}
}

/* -----------------------------------------------
   CAREERS PAGE
----------------------------------------------- */
.careers-intro { padding: clamp(3rem, 7vw, 5rem) 0; }
.careers-roles { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-4); }
.role-card {
  background: #fff; border-radius: var(--radius-lg);
  padding: var(--space-4); box-shadow: var(--shadow-sm);
  border-left: 4px solid var(--color-primary);
}
.role-card h4 { margin-bottom: 0.5rem; }
.role-card p { font-size: var(--fs-sm); color: var(--color-muted); margin: 0; }

@media (max-width: 900px) { .careers-roles { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 580px) { .careers-roles { grid-template-columns: 1fr; } }

/* -----------------------------------------------
   DOCUMENTS + MISC PAGES
----------------------------------------------- */
.documents-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-4); }
.doc-card {
  background: #fff; border-radius: var(--radius-lg);
  padding: var(--space-4); box-shadow: var(--shadow-sm);
  text-align: center; border-top: 3px solid var(--color-primary);
}
.doc-icon { font-size: 2.5rem; margin-bottom: 0.75rem; }
.doc-card h4 { margin-bottom: 0.5rem; }
.doc-card p { font-size: var(--fs-sm); color: var(--color-muted); margin-bottom: 1rem; }
.doc-badge {
  display: inline-block; padding: 0.25rem 0.75rem;
  background: #fef3c7; color: #92400e;
  border-radius: 999px; font-size: var(--fs-xs); font-weight: 600;
}

@media (max-width: 900px) { .documents-grid { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 580px) { .documents-grid { grid-template-columns: 1fr; } }

/* Bank audit exposure */
.audit-table-section { padding: clamp(2.5rem, 5vw, 3.5rem) 0; }
.audit-table-section:nth-child(even) { background: var(--color-section-alt); }
.audit-list { list-style: disc; padding-left: 1.2rem; columns: 2; gap: 2rem; }
.audit-list li { margin-bottom: 0.5rem; font-size: var(--fs-sm); break-inside: avoid; }
@media (max-width: 600px) { .audit-list { columns: 1; } }

/* Privacy page */
.privacy-content { max-width: 780px; margin: 0 auto; padding: clamp(3rem, 7vw, 5rem) 0; }
.privacy-content h2 { font-size: var(--fs-xl); margin: 2rem 0 0.75rem; }
.privacy-content p, .privacy-content li { font-size: var(--fs-sm); }
.privacy-content ul { list-style: disc; padding-left: 1.2rem; }
.privacy-content li { margin-bottom: 0.4rem; }

/* 404 page */
.not-found { text-align: center; padding: 6rem 2rem; }
.not-found h1 { font-size: 6rem; color: var(--color-primary); margin-bottom: 0; }
.not-found h2 { font-size: var(--fs-xxl); margin-bottom: 1rem; }
.not-found p { color: var(--color-muted); margin-bottom: var(--space-5); }


/* Disclaimer / content page helpers */
.page-hero{
  padding: 54px 0 22px;
  background: #0b1220;
  color: #fff;
}

.page-hero .page-subtitle{
  margin-top: 10px;
  color: rgba(255,255,255,0.78);
  max-width: 72ch;
}

.content-card{
  background: #fff;
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: 16px;
  padding: 22px;
  box-shadow: 0 10px 22px rgba(0,0,0,0.06);
}

.content-card h2{
  margin-top: 18px;
  margin-bottom: 8px;
  font-size: 1.1rem;
}

.content-card p{
  color: #334155;
  line-height: 1.7;
}

.muted-note{
  margin-top: 18px;
  font-size: 0.88rem;
  color: rgba(15,23,42,0.65);
}

/* ============================================
   SERVICES PAGE — SCOPE / WHO WE SERVE
============================================ */

.scope-section{
  background:#f8fafc;
  padding:60px 0;
}

.section-head{
  text-align:center;
  max-width:720px;
  margin:0 auto 40px;
}

.section-head h2{
  font-size:2rem;
  margin-bottom:10px;
  color:#0f172a;
}

.section-subtitle{
  color:#475569;
  line-height:1.6;
  font-size:0.95rem;
}

/* GRID */

.scope-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px;
}

/* CARD */

.scope-card{
  background:#ffffff;
  border-radius:14px;
  padding:22px;
  border:1px solid rgba(0,0,0,0.08);
  box-shadow:0 10px 22px rgba(0,0,0,0.05);
  transition:all .25s ease;
}

.scope-card:hover{
  transform:translateY(-4px);
  box-shadow:0 16px 30px rgba(0,0,0,0.08);
}

.scope-card h3{
  font-size:1.05rem;
  margin-bottom:8px;
  color:#0f172a;
}

.scope-card p{
  font-size:0.92rem;
  line-height:1.6;
  color:#475569;
}

/* ============================================
   SERVICES — ENGAGEMENT OUTCOME BOX
============================================ */

.outcome-box{
  margin-top:22px;
  padding:18px;
  border-radius:12px;
  border:1px solid rgba(37,99,235,0.2);
  background:rgba(37,99,235,0.06);
  margin-bottom: 10px;
}

.outcome-box h4{
  font-size:0.9rem;
  font-weight:600;
  letter-spacing:0.03em;
  text-transform:uppercase;
  color:#1d4ed8;
  margin-bottom:10px;
}

.outcome-box ul{
  padding-left:18px;
  margin:0;
}

.outcome-box li{
  font-size:0.92rem;
  color:#334155;
  line-height:1.65;
  margin-bottom:4px;
}

/* ============================================
   RESPONSIVE
============================================ */

@media (max-width:1024px){

  .scope-grid{
    grid-template-columns:repeat(2,1fr);
  }

}

@media (max-width:600px){

  .scope-grid{
    grid-template-columns:1fr;
  }

  .scope-section{
    padding:40px 0;
  }

  .section-head h2{
    font-size:1.6rem;
  }

}

/* ============================================
   SERVICES PAGE — HOW WE WORK (4-Step Process)
============================================ */

.process-section{
  background:#ffffff;
  padding:60px 0;
}

.process-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:18px;
  margin-top:24px;
}

.process-card{
  background:#f8fafc;
  border:1px solid rgba(0,0,0,0.08);
  border-radius:14px;
  padding:18px;
  box-shadow:0 10px 22px rgba(0,0,0,0.04);
  transition:transform .25s ease, box-shadow .25s ease;
}

.process-card:hover{
  transform:translateY(-4px);
  box-shadow:0 16px 30px rgba(0,0,0,0.07);
}

.process-top{
  display:flex;
  align-items:center;
  gap:10px;
  margin-bottom:10px;
}

.process-step{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:40px;
  height:40px;
  border-radius:999px;
  background:rgba(37,99,235,0.12);
  border:1px solid rgba(37,99,235,0.22);
  color:#1d4ed8;
  font-weight:800;
  font-size:0.9rem;
  flex:0 0 auto;
}

.process-card h3{
  margin:0;
  font-size:1.05rem;
  color:#0f172a;
}

.process-card p{
  margin:0;
  font-size:0.92rem;
  line-height:1.65;
  color:#475569;
}

.process-cta{
  margin-top:26px;
  padding:18px;
  border-radius:14px;
  border:1px solid rgba(37,99,235,0.18);
  background:rgba(37,99,235,0.06);
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
}

.process-cta p{
  margin:0;
  color:#334155;
  line-height:1.5;
}

.process-cta-buttons{
  display:flex;
  gap:12px;
  flex-wrap:wrap;
}

/* Responsive */
@media (max-width:1024px){
  .process-grid{
    grid-template-columns:repeat(2,1fr);
  }
}

@media (max-width:600px){
  .process-section{
    padding:40px 0;
  }

  .process-grid{
    grid-template-columns:1fr;
  }

  .process-cta{
    flex-direction:column;
    align-items:flex-start;
  }
}

/* ============================================
   HOME — HOW WE WORK (Compact)
============================================ */

.process-mini{
  background:#ffffff;
  padding:56px 0;
}

.process-mini-head{
  text-align:center;
  max-width:720px;
  margin:0 auto 28px;
}

.process-mini-head h2{
  margin:0 0 10px;
  font-size:2rem;
  color:#0f172a;
}

.process-mini-head p{
  margin:0;
  color:#475569;
  line-height:1.6;
  font-size:0.95rem;
}

.process-mini-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:16px;
}

.process-mini-card{
  background:#f8fafc;
  border:1px solid rgba(0,0,0,0.08);
  border-radius:14px;
  padding:18px;
  box-shadow:0 10px 22px rgba(0,0,0,0.04);
  transition:transform .25s ease, box-shadow .25s ease;
}

.process-mini-card:hover{
  transform:translateY(-4px);
  box-shadow:0 16px 30px rgba(0,0,0,0.07);
}

.process-mini-step{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:40px;
  height:40px;
  border-radius:999px;
  background:rgba(37,99,235,0.12);
  border:1px solid rgba(37,99,235,0.22);
  color:#1d4ed8;
  font-weight:800;
  font-size:0.9rem;
  margin-bottom:10px;
}

.process-mini-card h3{
  margin:0 0 8px;
  font-size:1.05rem;
  color:#0f172a;
}

.process-mini-card p{
  margin:0;
  font-size:0.92rem;
  color:#475569;
  line-height:1.65;
}

.process-mini-cta{
  margin-top:22px;
  display:flex;
  justify-content:center;
  gap:12px;
  flex-wrap:wrap;
}

/* Responsive */
@media (max-width:1024px){
  .process-mini-grid{
    grid-template-columns:repeat(2,1fr);
  }
}

@media (max-width:600px){
  .process-mini{
    padding:40px 0;
  }
  .process-mini-grid{
    grid-template-columns:1fr;
  }
  .process-mini-head h2{
    font-size:1.6rem;
  }
}

/* ============================================
   FAQ SECTION (Accordion)
============================================ */

.faq-section{
  background:#f8fafc;
  padding:60px 0;
}

.faq-list{
  max-width:900px;
  margin:0 auto;
  display:grid;
  gap:12px;
}

.faq-item{
  background:#ffffff;
  border:1px solid rgba(0,0,0,0.08);
  border-radius:14px;
  padding:0;
  box-shadow:0 10px 22px rgba(0,0,0,0.04);
  overflow:hidden;
}

.faq-item summary{
  cursor:pointer;
  padding:16px 18px;
  font-weight:600;
  color:#0f172a;
  list-style:none;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
}

.faq-item summary::-webkit-details-marker{
  display:none;
}

.faq-icon{
  width:32px;
  height:32px;
  border-radius:999px;
  background:rgba(37,99,235,0.12);
  border:1px solid rgba(37,99,235,0.22);
  color:#1d4ed8;
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:800;
  flex:0 0 auto;
  transition:transform .2s ease;
}

.faq-item[open] .faq-icon{
  transform:rotate(45deg);
}

.faq-content{
  padding:0 18px 16px;
  color:#475569;
  line-height:1.7;
  font-size:0.95rem;
}

.faq-content p{
  margin:10px 0 0;
}

.faq-cta{
  margin-top:22px;
  padding:18px;
  border-radius:14px;
  border:1px solid rgba(37,99,235,0.18);
  background:rgba(37,99,235,0.06);
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  max-width:900px;
  margin-left:auto;
  margin-right:auto;
}

.faq-cta p{
  margin:0;
  color:#334155;
}

.faq-cta-buttons{
  display:flex;
  gap:12px;
  flex-wrap:wrap;
}

@media (max-width:600px){
  .faq-section{ padding:40px 0; }
  .faq-cta{
    flex-direction:column;
    align-items:flex-start;
  }
}

/* ============================================
   HOME — FAQ (Compact)
============================================ */

.faq-mini{
  background:#ffffff;
  padding:56px 0;
}

.faq-mini-head{
  text-align:center;
  max-width:720px;
  margin:0 auto 26px;
}

.faq-mini-head h2{
  margin:0 0 10px;
  font-size:2rem;
  color:#0f172a;
}

.faq-mini-head p{
  margin:0;
  color:#475569;
  line-height:1.6;
  font-size:0.95rem;
}

/* reuse .faq-item, .faq-icon, .faq-content styles from Step E */
.faq-mini-grid{
  max-width:900px;
  margin:0 auto;
  display:grid;
  gap:12px;
}

.faq-mini-actions{
  margin-top:18px;
  display:flex;
  justify-content:center;
  gap:12px;
  flex-wrap:wrap;
}

@media (max-width:600px){
  .faq-mini{ padding:40px 0; }
  .faq-mini-head h2{ font-size:1.6rem; }
}